Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Tuesday, March 20, 2007

I'm in a purple mood right now....So I am starting school soon! At FIDM (Fashion Institute of Design and Merchandising). I am so very very excited! I took out a $20,000 loan from Sallie Mae, and then another like subsidized Stafford loan or something, I am not really sure to be honest. But I am going to school, a fancy school at that!!!
I register for classes March 27, and then I have an orientation on April 2nd, and then classes start on April 4th!!!! I almost want to scream i am so excited, nervous, happy, scared, everything!!! I want to ask Amanda Pants if she'd like to come to orientation with me. I know how much she loves that school. I really can't wait at all. I get to take the train, and be involved and just learn!
I was looking around on Yahoo! Jobs yesterday, and I looked up "fashion", and there were a lot of places hiring for merchandisers that I would LOVE to work at! like Zara or H&M would be my DREAM!!!!!!!! I am so excited for the opportunities that await me, and the experiences. i want to try and utilize all that FIDM really has to offer me. I want to try and study abroad with them, or just work with amazing people and teachers and everything!
I talked to my admissions adviser, who seriously, is the greatest person I have ever met! When I was applying and I had my interview to get in, she wrote the sweetest recommendation for me, I almost cried. I seriously call like once a week to make sure that everything is ready for me to register. I wasn't sure how the loan thing went cause it's being disbursed in separate installments, so i wasn't sure if that would hold me up or not. But it's not. She said i am totally ready. I don't even know where I got my other loan from. i should probably find that out. I will call her tomorrow and ask. or i will look through my files that I have at home so I can see how much I got from wherever else I got it. i think I got it from college loan xpress or something. I am not sure to be honest. But I think I maybe have out more than I need, which is what I wanted to do so that way I can put the extra into my savings in case something happens; i thought about taking out a loan for like $3000 or $500 to keep for savings. Ya never know what could happen to my car or something like that. And I won't be working as much, so I need to be careful with money. And I thought I was going to have to do like 3 weekdays a week, which is not enough work for me. And the Sena, my adviser, said I could take a class on a Saturday! So I am going to totally try and do that cause if I can only go to school 2 weekdays, than I can work more.
But once I start going there, I think I am going to look for a fashion related part time job. Something that will help me when i graduate. Hopefully I can get like assistant merchandiser at the new H&M in Costa Mesa or at Zara or something. I wish to God that I hadn't skipped out on Urban like I did, I could totally go back there and work as asst. merchandiser. and that would rule. Oh well, we all make mistakes. or maybe even at American Apparel. I just need to make sure I will be making enough money.
If Will doesn't get into school at UCI, then he will move out to Long Beach with me, and hopefully get a really good paying job, so that way when we move in together, he can cover most of the rent and utilities and what not. I mean obviously I will work, but I know that he will understand what I am going through and support me the best he can.
I am just so excited and nervous about this. It is going to be wonderful. I am just going to keep praying so that God will help me out, cause I'm going to need it!

Monday, January 8, 2007

Health insurance. Who can afford that?

So, I was expecting to have a decent paycheck, this week. Enough to cover my rent anyways. And I was sorely mistaken. I have $390.00 in the bank, and my rent is $4220.50....SOOOO I don't know what to do. I was thinking about calling my mom. I know she would give me the money, but I hate asking her for money. But I know she would helkp if I needed it.
So about said health insurance...which I was excited to get, because, helloo, safety first. But it is $35 a week. Which comes out to $140 a month. And for someone like me, thats a lot of freakin money. So, I talked to Michelle, my manager I guess, and she said to write an email to Dan, the owner, and copy her on it, asking if there is something we could do about it. I had no idea it would be this much. It makes me want to cancel it. But I know I should have it, but I just really can't afford that.
So since, like always, my main issue is money, I am feeling down in the dumps. I hate that this always happens. I always spend money, and know that I can't, but I just expected to have gotten paid well. I make $10 an hour. That's $400 a week before taxes. I only got paid $319. That's not enough. Even though, before I got my raise I was makign that much. I guess I shouldn't have fucked up by spending money when I went to San Fran. I wonder how much I have in my savings. Probably nothing.
I am just not happy right now. I was really happy in my job before the fire, and now, I have been reduced to a receptionist. And it sucks.
I did see a girl I used to work at Urban OUtfitters with. And she said that the girl who used to be the merchandiser, who loved me, is now the store manager, so I could probably get my job back. But I don't know if I would be gettting paid the same. And there I'd only be getting paid every other week, where as here it's every week, which is nice. So I don't know what to do. I can't afford to take any "me time" away from work.
I wonder if my feeling this way is a result of the fire. Or something else. I don't know. I know the fact that I didn't have any money is my fault. I didn't have to spend money, but I did/ and now I am obviously suffering for it. And I am going to be fucked. Shit Balls man. Total, if my check doesn't clear, I will have to pay over $500. And then after that, I will have to pay rent with a money order. Which would would probably be better because then I know I won't be spending my rent money. I should try taking $100 out every week, and putting it away for rent. That would be better. And then I will be perfectly and completly aware of how m uch I have to spend.
Yes, I will try that. And I will try to be happy at my job.